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Monthly Supply of Houses Still at Record Lows

Monthly Supply of Houses in the United States stayed at record low of 3.3 months of supply in October 2020 and down from 3.6 months in July 2020 and 5.0 months in January 2020.


Comparing to 30-Year Mortgage Rates shows decreasing supply as mortgage rates decrease - the exception being the 2000-2009 period.



More detail on the 2000-2009 period below shows that two groups form above and below 5 months of supply - the 2000-2005 group and 2006-2009 group.



In 2000-2005, monthly supply remained fairly flat as mortgage rates decreased. From 2006-2009, supply increased, regardless of where rates went.



Paul Mangione

Fort Schuyler Advisors

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